Our Team

Gary A. Borowiec, CLU, ChFC, RFC, LUTCF, CLTC, NSSA, RICP, AEP
Chief Executive Officer

An experienced financial advisor to affluent individuals, families, and business owners nationwide, Gary’s reputation has been built on his knowledge of tax laws and alternative investment strategies that mitigate risk. A respected voice in the industry, he specializes in investment tax planning, wealth transfer, retirement income, and Social Security claiming strategies for successful executives and business owners. Gary has been featured in The Wall Street Journal and quoted in national publications including US News & World Report, MainStreet, and Daily Finance. Gary has also shared his insight and expertise in articles for Financial Advisor Magazine and Private Wealth Magazine.

Working closely with a trusted team of professional advisors—including accountants, attorneys, estate planners, and more—Gary creates customized wealth management plans designed to leverage assets, mitigate taxes, and preserve wealth. His clients rely on his experience in estate planning and wealth transfer issues to help effectively manage estate liabilities and preserve family wealth for generations.

Gary is a founding partner of Madison & Main Advisors, LLC—a Member Firm of M Financial Group, one of the nation’s premier financial services design and distribution companies serving the affluent and corporate markets. He graduated from Ramapo College with a BS in Business Administration.  He is a member of the National Association of Insurance and Financial Advisors (NAIFA), the International Association of Registered Financial Consultants (IARFC), the Financial Planning Association (FPA), a board member for the Estate Planning Council of Northern New Jersey (EPCNNJ) and the Association for Advanced Life Underwriting (AALU). He is also trained as an Ed Slott Elite IRA Advisor, and he has qualified as a member of the Million Dollar Round Table’s Court of the Table and Top of the Table for the past decade. His professional designations include:

  • Certified Life Underwriter (CLU)
  • National Social Security Advisor (NSSA)
  • Chartered Financial Consultant (ChFC)
  • Certified Long Term Care (CLTC)
  • Registered Financial Consultant (RFC)
  • Life Underwriter Training Council Fellow (LUTCF)
  • Retirement Income Certified Professional (RICP)
  • Accredited Estate Planner (AEP_

Raised in Pequannock, New Jersey, he now lives in Denville, New Jersey with his wife and two children. Dedicated to helping build strong community through service and outreach, he has served as President of Denville’s youth football program and chairperson for the Denville Township Recreation Committee.

In addition to his role as a personal financial advisor and investment manager, Gary serves the community by applying his financial and business skills as a member of the town council in his hometown of Denville, NJ.

email: GBorowiec@MadisonMainAdvisors.com

phone: (908) 653-7295

File #0070-2018

Million Dollar Round Table and Top of the Table membership is based upon insurance sales. For details regarding qualifications for these memberships, please visit the following website address: https://www.mdrt.org/membership/requirements/